Bringing Child Care Dreams to Life
First Children’s Finance Loan Fund is a national nonprofit Community Development Financial Institution (CDFI).
We provide innovative, flexible loans and comprehensive business assistance to child care entrepreneurs, with a focus on supporting those who face barriers to traditional financing, including:
- Businesses owned by LMI (Low-to-Moderate Income) individuals, BIPOC (Black, Indigenous, and People of Color), and women.
- Businesses operating in LMI communities and/or serving LMI families.
Child Care Business Owners: If you’re a child care business owner in Minnesota, Michigan, Wisconsin, South Dakota, North Dakota, Missouri, Iowa, Oregon, or Vermont seeking funding and coaching, inquire about a loan today!
Investors and Funders: Quality child care is an investment in our future. It fosters early learning and helps build strong, equitable communities. Invest in the future today!”
What the Loan Fund Does
Empower help child care providers and increase opportunities in diverse and underrepresented communities, while nurturing a culture of care, safety, respect, transparency and clarity.
We prioritize low-to-moderate income people and places, BIPOC (Black, Indigenous and People of Color) people and places and women-owned businesses.
If you are a business owner seeking funding or a funder interested in making a difference, don’t wait. Click on the appropriate button below to learn more.
What the Loan Fund Provides
The Loan Fund provides innovative, flexible loans and comprehensive business assistance to child care entrepreneurs.
Social and Economic Impact
- Funding over $19 million in loans, creating and retaining over 25,000 child care slots and over 4,000 child care jobs.
- 75% of our outstanding loan dollars support LMI (low-to-moderate income) child care businesses, ensuring access to early childhood education for all children.
Borrower Success Story
FCF Loan Fund Helps Michigan Center Open its Doors
Alexus Yancey-Duncan was ready to open her child care center in Michigan when a permitting delay threatened her dream. The FCF Loan Fund stepped in to provide the financial support she needed to overcome the hurdle and open her doors.
If you are an investor/funder ready to explore how you can make a difference, please click the button below.
If you are a child care business ready to explore loan options, please click the button below.
SBA Microlender – MN Only
SBA CA SBLC Guarantee Program – MN, MI, ND, SD, IA, MO, WI Only