Welcome to First Children’s Finance Loan Fund!
The FCF Loan Fund is a Community Development Financial Institution committed to supporting child care business owners nationwide by providing capital counseling.
Our commitment: Empowering child care business owners to build thriving businesses and make a positive impact on their communities.
Why quality child care matters: Essential for the well-being of children, families, businesses, and communities.
What we do: Provide access to loans, coaching, and consulting that support child care business owners.
Are you a child care business owner seeking funding, coaching, or consulting? Apply for a loan today if you’re located in Minnesota, Michigan, Wisconsin, South Dakota, North Dakota, Missouri, Iowa, Oregon, or Vermont.
Are you a funder interested in making a difference? Invest in our Loan Fund and support the growth of child care businesses nationwide.
What the Loan Fund Does
Empower all childcare providers and increase opportunities in diverse and underrepresented communities, while nurturing a culture of care, safety, respect, transparency and clarity.
We prioritize low-to-moderate income people and places, BIPOC (Black, Indigenous and People of Color) people and places and women-owned businesses.
If you are a business owner seeking funding or a funder interested in making a difference, don’t wait. Click on the appropriate button below to learn more.
What the Loan Fund Provides
The Loan Fund provides innovative, flexible financial solutions and capital counseling to child care providers.
Our Values
- Empowerment, Innovation & Equity: We champion equitable access to innovative financing, fostering a culture that empowers all childcare providers, especially those from underserved communities.
- Safety & Trust: We prioritize a safe and nurturing environment, built on trust, respect, and transparency.
- Sustainability & Predictability: We promote responsible and predictable practices, fostering long-term sustainable growth.
- Clarity, Understanding, & Calm: We believe in clear communication, a supportive approach, and a calm demeanor, striving to make the loan process as understandable and stress-reducing as possible, recognizing the potential for financial anxiety.
Click here for more information for Investors and Funders or Businesses
FCF Loan Fund Helps Michigan Center Open its Doors
Alexus Yancey-Duncan was preparing to open the doors on her child care center in Warren, MI, when a 6-month delay with City approval for fencing on the property put things on hold. Read how the FCF Loan Fund helped her with expenses and working capital until the center opened in February 2024.
Alexus Yancey-Duncan was ready. She had spent months getting the final preparations in place to open One of A Kind Childcare Center in Warren, MI (about 20 minutes from Detroit). Now, just as she was about ready to open the center, she hit a snag.
MN SBA Microlender
SBA CA SBLC Guarantee Program – MN, MI, IA, ND, SD, IA, MO, WI Only