Bringing Child Care Dreams to Life
First Children’s Finance Loan Fund is a national nonprofit Community Development Financial Institution (CDFI).
We provide innovative, sustainable, and flexible loans and comprehensive business assistance to child care entrepreneurs. We are the only CDFI in the nation that specializes in lending to both family (home-based) and center-based child care businesses.
Child Care Business Owners: If you’re a child care business owner in Minnesota, Michigan, Wisconsin, South Dakota, North Dakota, Missouri, Iowa, Oregon, or Vermont seeking funding and coaching, inquire about a loan today!
Investors and Funders: Quality child care is an investment in our future. It fosters early learning and builds stronger children, communities and economies.
Financing Child Care Dreams
The Challenges:
- Slim profit margins
- Specialized staffing requirements
- Struggling to build financial stability despite essential role in local economies
Our Solutions:
- Innovative, sustainable, and flexible loans for family and center-based child care businesses
- Hands-on, business support that’s customized to each entrepreneur
When Capital Meets Child Care

- Funding over $20 million in loans
- Creating and retaining over 26,000 child care slots
- Creating and retaining over 4,000 child care jobs
- Over 800 loans
Borrower Success Story
FCF Loan Fund Helps Michigan Center Open its Doors
Alexus Yancey-Duncan was ready to open her child care center in Michigan when a permitting delay threatened her dream. The FCF Loan Fund stepped in to provide the financial support she needed to overcome the hurdle and open her doors.
SBA Microlender – MN Only
SBA CA SBLC Guarantee Program – MN, MI, ND, SD, IA, MO, WI Only

