First Children’s Finance Loan Fund
Child Care Business Loans and Expert Business Coaching Since 1991
Child Care Business Owners
- We provide innovative, flexible loans to all child care entrepreneurs, with a focus on supporting those who face barriers to traditional financing, including:
- Businesses owned by LMI (Low-to-Moderate Income) individuals, BIPOC (Black, Indigenous, and People of Color), and women.
- Child care businesses operating in LMI communities and/or serving LMI families.
- If you’re a child care business owner in Minnesota, Michigan, Wisconsin, South Dakota, North Dakota, Missouri, Iowa, Oregon, or Vermont seeking funding and coaching, inquire about a loan today!
Social and Economic Impact
- Funding over $19 million in loans, creating and retaining over 25,000 child care slots and over 4,000 child care jobs.
- 75% of our outstanding loan dollars support LMI (low-to-moderate income) child care businesses, ensuring access to early childhood education for all children.
FCF Loan Fund Helps Michigan Center Open its Doors
Alexus Yancey-Duncan was preparing to open the doors on her child care center in Warren, MI, when a 6-month delay with City approval for fencing on the property put things on hold. Read how the FCF Loan Fund helped her with expenses and working capital until the center opened in February 2024.
Alexus Yancey-Duncan was ready. She had spent months getting the final preparations in place to open One of A Kind Childcare Center in Warren, MI (about 20 minutes from Detroit). Now, just as she was about ready to open the center, she hit a snag.
Investors and Funders
Make a difference in the lives of children and families. Learn more about how your investment can support the growth and sustainability of child care businesses nationwide.
Our Loan Fund Values
Empowerment, Innovation & Equity:: We champion equitable access to innovative financing, fostering a culture that empowers all childcare providers, especially those from underserved communities.
Safety & Trust: We prioritize a safe and nurturing environment, built on trust, respect, and transparency.
Sustainability & Predictability: We promote responsible and predictable practices, fostering long-term sustainable growth.
Clarity, Understanding, & Calm: We believe in clear communication, a supportive approach, and a calm demeanor, striving to make the loan process as understandable and stress-reducing as possible, recognizing the potential for financial anxiety.
Click here for more information for Investors and Funders or Businesses
SBA Microlender – MN Only
SBA CA SBLC Guarantee Program – MN, MI, ND, SD, IA, MO, WI Only